Terms and Conditons

Welcome to PropertyPay, a Proptech solution by Mosaic Homes designed to revolutionize real estate management and transactions. By accessing or using our platform and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By using PropertyPay, you agree to these Terms and Conditions, our Privacy Policy, and any other policies we may establish from time to time. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

2. Definitions

- “PropertyPay", “we", "us", and “our" refer to the PropertyPay platform and Mosaic Homes.
- “User", "you", and "your"refer to any person or entity using our platform.
- "Services" refer to all features, applications, and services provided by PropertyPay.
- "Content" refers to all text, images, data, and other materials available through our platform.

3. Eligibility

To use PropertyPay, you must be at least 18 years old and capable of forming a legally binding contract. By using our services, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features of PropertyPay, you may need to create an account. You agree to:

- Provide accurate, current, and complete information during the registration process.
- Maintain and promptly update your account information.
- Keep your password secure and confidential.
- Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

5. Services

PropertyPay offers various services, including but not limited to:

- Automated Transactions: Secure payment solutions, digital contracts, and automated documentation.
- Property Management: Tools for managing rental properties, maintenance schedules, and tenant communications.
- Property Listings: Comprehensive listings with detailed information and virtual tours.
- Advanced Analytics: Market insights, property valuation, and investment analysis.

6. Fees and Payments

Certain services may be subject to fees. By using these services, you agree to pay all applicable fees as described on our platform. Fees are non-refundable unless otherwise stated.

7. User Conduct

You agree to use PropertyPay in accordance with all applicable laws and regulations. You must not:

- Use our services for any unlawful or fraudulent purposes.
- Post or transmit any content that is defamatory, obscene, harmful, or violates the rights of others.
- Interfere with or disrupt the operation of our platform or services.
- Attempt to gain unauthorized access to any part of our platform.

8. Content

You retain ownership of the content you submit or post through PropertyPay. However, by submitting or posting content, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, reproduce, and distribute your content in connection with our services.

9. Intellectual Property

All content and materials on PropertyPay, including text, graphics, logos, and software, are the property of PropertyPay or our licensors and are protected by intellectual property laws. You may not use any content from our platform without our prior written permission.

10. Termination

We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without prior notice, if you violate these Terms and Conditions or engage in any conduct that we deem inappropriate or harmful.

11. Disclaimers

PropertyPay provides its services on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, error-free, or secure. We disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

12. Limitation of Liability

To the fullest extent permitted by law, PropertyPay and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

13. Indemnification

You agree to indemnify, defend, and hold harmless PropertyPay and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our services or violation of these Terms and Conditions.

14. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the abiding institutions in the federal republic of Nigeria, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these terms shall be brought exclusively in the courts of justice.

15. Changes to These Terms

We may modify these Terms and Conditions from time to time. Any changes will be effective immediately upon posting on our platform. Your continued use of our services after any changes signifies your acceptance of the revised terms.

16. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us.

PropertyPay by Mosaic Homes
Office address: Suite B5 Emmanuel Plaza, Jabi, Abuja
Email: mosaichomeslimited@gmail.com
Phone: 09019857226

By using PropertyPay, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree, please discontinue use of our services immediately.

By using property pay app, you are a member of the mosaic homes cooperative.